Public Holiday : As the month of August comes to an end, September brings with it a long list of bank holidays across various states in India. The Reserve Bank of India (RBI) has released the official Bank Holiday List for September 2025, and according to this schedule, banks will remain closed for up to 15 days in different parts of the country. These holidays are a combination of festivals, regional events, and the usual second and fourth Saturdays, as well as Sundays.
For customers who have any important banking tasks pending—such as cash deposits, cheque clearances, passbook updates, or other in-branch services—it is highly advisable to complete those tasks before the holiday rush begins. Let’s take a closer look at the detailed list of bank holidays and understand how they might affect your banking activities this September.
Public Holiday : Why Banks Will Remain Closed for 15 Days in September 2025
The total of 15 days of bank closures is not uniform across the entire country. The closures vary state by state, depending on local festivals and regional observances. In addition to the regular weekend holidays, a number of regional events will lead to the closure of banks in specific locations.
It is important to note that not all holidays are pan-India. Some are restricted holidays, meaning they apply only to certain regions or states. Therefore, checking your local bank branch’s holiday schedule is crucial if you want to avoid inconvenience.
Public Holiday : RBI’s Official Bank Holiday List for September 2025
Here is the detailed list of holidays as per the RBI’s announcement, along with the reason for each closure and where they apply:
-
September 3, 2025 (Wednesday)
– Karma Puja
– Banks will be closed in Jharkhand. -
September 4, 2025 (Thursday)
– First Onam
– Banks will remain closed in Kerala. -
September 5, 2025 (Friday)
– Eid Milad-un-Nabi / Milad-un-Nabi (Birthday of Prophet Muhammad)
– Banks will be closed in several states depending on regional observance. -
September 6, 2025 (Saturday)
– Continuation of Eid celebrations
– Banks closed in Gangtok and Raipur. -
September 7, 2025 (Sunday)
– Weekly holiday
– Banks closed nationwide. -
September 12, 2025 (Friday)
– Post-Eid Celebrations
– Banks closed in Jammu and Srinagar.
-
September 13, 2025 (Saturday)
– Second Saturday
– All banks closed across India. -
September 14, 2025 (Sunday)
– Weekly holiday
– Banks closed nationwide. -
September 21, 2025 (Sunday)
– Weekly holiday
– Banks closed nationwide. -
September 22, 2025 (Monday)
– Navratri Sthapna (Navratri Begins)
– Banks closed in Jaipur. -
September 23, 2025 (Tuesday)
– Maharaja Hari Singh Jayanti
– Banks closed in Jammu and Srinagar. -
September 27, 2025 (Saturday)
– Fourth Saturday
– All banks across India will be closed. -
September 28, 2025 (Sunday)
– Weekly holiday
– Banks closed nationwide. -
September 29, 2025 (Monday)
– Maha Saptami (Durga Puja)
– Banks closed in Agartala, Guwahati, Kolkata. -
September 30, 2025 (Tuesday)
– Maha Ashtami (Durga Puja)
– Banks will remain closed in Agartala, Bhubaneswar, Guwahati, Imphal, Jaipur, Kolkata, Patna, Ranchi.
Public Holiday : What This Means for Bank Customers
Due to these multiple holidays spread throughout the month, there will be a significant disruption in physical banking services at bank branches. While digital banking services like ATM withdrawals, mobile banking, internet banking, and UPI (Unified Payments Interface) will continue to function 24/7, any tasks that require visiting a bank branch in person will need to be planned around these dates.
Some of the common services that will not be available on these bank holidays include:
-
Cash deposits or withdrawals at branches
-
Cheque processing and clearance
-
Passbook updates
-
Loan or account-related inquiries
-
Demand draft (DD) issuance
UPI, Internet Banking, and ATM Services Will Continue
It’s a relief for many that UPI, mobile banking, and online transactions will remain operational even during bank holidays. You can still:
-
Transfer money via UPI or NEFT/IMPS
-
Pay bills or recharge mobile/data services
-
Access your bank account online or through mobile apps
-
Withdraw cash from ATMs (subject to cash availability)
However, services like cheque clearances or large-value RTGS transfers may be delayed if initiated on a holiday.
Important Advice for Customers
If you rely on physical bank branches for your financial needs—especially in rural or semi-urban areas—make sure to:
-
Check your state-wise bank holiday list
-
Visit the bank ahead of the holidays
-
Keep sufficient cash in hand if needed
-
Use digital payment methods wherever possible
Most banks publish their holiday notices on official websites, social media, or outside local branches, so do verify the dates specific to your area.
Final Thoughts
The month of September 2025 is packed with festivals and observances, making it one of the months with the highest number of bank holidays this year. While this may come as good news to bank employees enjoying extended time off, for customers, it is a reminder to plan in advance and avoid last-minute bank visits.
Make full use of digital banking services and ensure that any time-sensitive financial work is completed before the bank holidays begin. Proper planning will help you avoid inconvenience and ensure that your financial activities continue without interruption.